Orthodontic Insurance
Understanding Your Orthodontic Benefits
We know insurance can feel complicated. That is why our team handles the details for you. By providing your insurance information, we verify your orthodontic benefits and apply them directly to your treatment cost. Our goal is to make the financial side of orthodontic care as clear and stress-free as the clinical side.
We Handle the Insurance Work
At Bubon Orthodontics, you can always count on:
Insurance verification
We determine how much orthodontic coverage you have available and file all the necessary paperwork throughout your treatment.
No hidden costs, ever
During your free consultation, your Treatment Coordinator will go over your customized treatment plan and your cost. There will not be any surprises.
Affordable monthly payments
We offer flexible, interest-free in-house financing. You choose a payment plan that fits your monthly budget.
HSAs and FSAs accepted
Health savings and flexible spending accounts are eligible toward your total orthodontic treatment costs. We will help you determine how to use them best.
Easy online payments
Our online payment portal allows you to view monthly payments, check payment history, make an extra payment and check your remaining balance.
Insurance Plans We Work With
We accept most PPO, traditional and discount insurance plans. Below is a partial list of plans we work with. If you do not see yours listed, give us a call. We likely accept it.
How Orthodontic Insurance Typically Works
Orthodontic insurance benefits work differently than regular dental insurance. Here are the basics:
Separate lifetime maximum
Most plans include a one-time orthodontic benefit, typically ranging from $1,000 to $2,500. This is separate from your annual dental benefit.
Age limits may apply
Some plans limit orthodontic coverage to patients under a certain age, though many cover adults as well. We will verify your specific plan.
Payments are spread across treatment
Insurance payments are typically distributed over the course of treatment, not paid as a lump sum. We coordinate this directly with your provider.
Verification before you commit
We verify your orthodontic benefits before treatment begins so you know exactly what to expect. No guesswork, no surprises.
No Insurance? No Problem.
Affordable Care Without Insurance
Orthodontic treatment at Bubon Orthodontics is designed to be accessible whether you have insurance or not. For patients without orthodontic coverage, we offer:
Free consultations
Your evaluation and treatment recommendation cost nothing.
Interest-free monthly payments
Our in-house financing lets you spread the cost over time with no interest charges.
Flexible payment plans
We work with your budget to find a monthly payment that fits. Our treatment coordinators are experienced in helping families plan for care.
HSA and FSA options
Pre-tax dollars can make a significant difference. We will help you understand how to apply them.
Questions We Hear Often
Do you accept my insurance?
We work with most PPO, traditional and discount insurance plans. If you are unsure whether we accept your plan, call our office and we will check for you.
Does insurance cover Invisalign?
Many insurance plans cover Invisalign the same way they cover braces. We will verify your specific coverage during your consultation.
Can I use my HSA or FSA for orthodontic treatment?
Yes. Health savings accounts and flexible spending accounts can be used toward orthodontic treatment costs. We can help you understand how to maximize these benefits.
How do I find out what my orthodontic benefits are?
Bring your insurance card to your free consultation. Our team will verify your benefits and explain exactly how they apply to your treatment cost.
What if my insurance does not cover orthodontics?
We offer interest-free payment plans and flexible financing to make treatment affordable without insurance. Your Treatment Coordinator will walk you through your options.
Do you offer discounts for paying in full?
Ask your Treatment Coordinator about payment options during your consultation. We are happy to discuss all available options.
Start with a Free Consultation
The best way to understand your treatment cost and insurance benefits is through a free consultation. Your Treatment Coordinator will provide a clear cost breakdown and walk you through every financial option available to you.